Terms of Use

THIS AGREEMENT CONTAINS A BINDING ARBITRATION AGREEMENT, WHICH PROVIDES THAT YOU AND WE AGREE TO RESOLVE CERTAIN DISPUTES THROUGH BINDING ARBITRATION AND GIVE UP ANY RIGHT TO HAVE THOSE DISPUTES DECIDED BY A JUDGE OR A JURY. YOU HAVE THE RIGHT TO OPT OUT OF OUR AGREEMENT TO ARBITRATE. SEE THE “DISPUTE RESOLUTION” SECTION OF THIS AGREEMENT.

Welcome to TheChoiceQuotes. Please read these Terms of Use ("Terms", "Terms of Service") carefully before using the website operated by The Choice Quotes LLC ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms.

1. Nature of Service

TheChoiceQuotes is an online financial marketplace and lead generation platform. We provide information, reviews, and comparison tools for financial products such as insurance, loans, and credit cards.

• We are not a Lender or Insurer: We do not issue loans, credit cards, or insurance policies. We connect you with third-party partners who may provide these products.
• No Guarantee of Quotes: Submitting your information does not guarantee that you will receive a quote or an offer from a partner.
• No Financial Advice: Content on this site is for informational purposes only and should not be considered professional financial or legal advice.

2. User Conduct

By using our website, you agree to use it only for lawful purposes. You agree not to:

• Use the website in any way that violates applicable federal, state, or local laws.
• Attempt to gain unauthorized access to our servers, user accounts, or computer systems.
• Use any robot, spider, scraper, or other automated means to access the website for any purpose without our express written permission.
• Submit false or misleading information when using our comparison tools.

3. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of The Choice Quotes LLC and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

4. Links To Other Web Sites

Our Service contains links to third-party web sites or services that are not owned or controlled by TheChoiceQuotes. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.

You acknowledge and agree that TheChoiceQuotes shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services.

5. Limitation of Liability

In no event shall The Choice Quotes LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; or (iii) unauthorized access, use or alteration of your transmissions or content.

6. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of New York, United States, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.